While it is important for investors to keep their portfolio well-defined with asset allocation as per their requirements, equally important is to periodically review it to make sure that the portfolio is performing in line with market situation and one's view, and if not, to make the necessary changes.

It has been proven that the portfolio performance in the long term is primarily driven by appropriate asset allocation, and less so by timing the market.

Our investment portfolio and asset allocation assessment include:

• Analysing the current asset allocation – equity, debt, metals, real estate and others
• Micro review of portfolio within each asset classes, including by AMCs, type of products, and type of schemes
• Assessing liabilities and the current protection established
• Performance of existing portfolio and future performance possibilities
• Recommendations that’s suits specific financial objectives, and proposed action plan

For your existing portfolio review contact us ….

Tax planning is an important tool to help you maximise your savings and achieve desired financial goals faster.

In India, where taxes can be complex, and new tax regimes are introduced yearly, the importance of tax planning is paramount as it ensures that individuals and businesses can navigate the tax landscape efficiently and optimize their financial outcomes. We assist our clients in

• Tax Planning under section 80C - Calculation of taxes as per yearly income, select the MF schemes suitable for tax planning like ELSS and/or suggest insurance cover through Term insurance.
• Account Reconciliation – value of investments, insurance, liabilities, and short-term and long-term capital gains.
• P&L Calculation – Generation of Profit & Loss account for the Advance tax calculation.

To understand the tax implication on your investments…

India provides tremendous opportunity to grow wealth and many of our NRI clients invest in India. We provide suggestions to NRIs for investing in Mutual Funds and PMS according to your financial goals, risk tolerance and period of investment. We monitor the executed plan on a defined frequency as per our investment review process. The services include current portfolio assessment, recommendation on asset allocation, execution of transaction, continuous monitoring, and periodic review and changes to achieve desired financial goals.

We provide Demat (E-Wealth) services through NJ platform and implement all transactions online through your (NRI Clients) virtual presence, if required.

For further information on how we can help you…

We offer benefits of trading and depository services under one roof through NJ India Invest Pvt. Ltd., which is registered as a Member with Bombay Stock Exchange (BSE) & National Stock Exchange (NSE). NJ is also registered as a Depository participant of CDSL and through that platform we offer E-Wealth A/c services.

Dematerialisation and trading in the demat mode is a safer and quicker alternative to holding physical securities. Under the depository services, the securities are held in electronic form for the investor directly by the Depository.

Benefits of E-Wealth

• One stop shop: The comprehensive online platform empowers the client’s to access, record, and manage the entire investment portfolio across multiple assets and products for the entire family at a single place
• Simple and intuitive: Your entire investment portfolio neatly organised in one place.
• 100% Online: Experience industry leading paperless transaction features/solutions.
• Transact: The client can transact Mutual Funds and Direct Equity, and also can apply for IPOs, NPS, and Fixed Income.
• Portfolio Overview: It provides a single-page view of updated valuation of investments done through NJ - MF, Direct Equity, Fixed Income, and PMS.
• Past Performance: This gives a detailed performance of Mutual fund investments, SIP, SWP MARS, and PMS since inception.
• Live Systematic Plans: An interesting feature where a client can check live SIP details at account and at a family level.
• Individual Product Reports: The client can view all the transacted history. One can access individual product reports including Mutual Funds, Direct Equity, Fixed Income, and Depository Participant (DP) Holding.
• Tax Statements: The Profit & Loss Report and Dividend history of the portfolio for each Financial Year since the inception of the investments can be viewed here.

Reach out to us to open an e-wealth account …

The Client Desk is a premium offering for our clients which consolidates entire wealth/portfolio information, covering every major financial /non-financial product, for an entire family or an organisation. The access to the Client Desk is given through a highly secured, unique login-id and password to every client.

The information inside the desk is updated on a daily basis and all transactions done through us are automatically updated so that clients need not make any entries. The Client Desk empowers you by keeping you updated and informed, anytime any where through online access or through a mobile application.

As a client of our TADA service you can enjoy some big, tangible benefits. You can do hassle, worry-/error-free transactions in a very easy, time and cost effective manner any time, any where.

We offer easy transaction facility and few very unique services for mutual fund transactions in our TADA service, as given below.

• Fresh Purchase /Additional Purchase /Redemptions /Switch Transactions
• SIP and STP registration
• NFO Purchase, Switch and SIP Registration
• Equity Stock SIP registration
• Equity IPOs and Debt IPOs Application
• Comprehensive reports

What's more, we offer multiple modes of doing transactions as listed below...

• Mobile: Transact through application on your mobile
• Online Desk: Transact through online Trading Account Desk
• Phone: Call and transact through your phone
• Offline: Transact through physical instructions

One of the key challenges of managing a portfolio is to regularly monitor and adjust the portfolio on an ongoing basis as per your risk profile and in line with market movements. However, most advisors fail to do so as it involves making multiple transactions frequently in a time bound manner. We have a unique offering for our TADA Clients called as 'MARS' that very effectively gives the answer to this problem.

MARS is a technology powered tool which helps in managing asset allocation through periodic rebalancing of portfolio which involves a research & logic driven scheme selection process. With two broad asset allocation offerings, Dynamic & Fixed, MARS is the answer to client worries on portfolio management.